Stanbic IBTC

Our performance

We did not relent in supporting our customers with personalised financial solutions and digital tools to meet their individual and business objectives.

Our 2025 financial performance reflects the strength of our resilient foundation and our disciplined execution across the Group. We delivered strong growth, enhanced profitability and improved efficiency while continuing to invest in innovation, people and sustainable finance. This performance underscores our ability to grow responsibly, even in a challenging operating environment.

H1 2026 FINANCIAL RESULTS HIGHLIGHTS

  • Total Assets

    27%

    H1 2026: N10.91 trillion

  • Customer Deposits

    6%

    H1 2026: N4.62 trillion

  • Customer Loans And Advances (Net)

    9%

    H1 2026: N2.58 trillion

  • Total Income

    25%

    H1 2026: N544.3 billion

  • NPL Ratio

    0.66pp

    H1 2026: 2.7%

  • Return on Assets

    0.28pp

    H1 2026: 4.9%

  • Earnings Per Share

    38%

    H1 2026: 1,490 kobo

  • Cost To Income Ratio

    5.4pp

    H1 2026: 35.9%

Stanbic IBTC will never ask for your RSA, PIN, OTP, Full card PAN or Online Login details (Customer ID, BVN or Password) via email, pop-up windows or phone calls.

Please stay safe and remain vigilant. If you receive any suspicious call or notification, contact customer care immediately on 0700 909 909 909 or email [email protected].