StanbicIBTC : : Investor Relations

About us
- - - Who we are
    - An African-focused, client-centric, digitally enabled, integrated financial solutions provider…
      
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    - Where we are
    - Operating in 20 sub-Saharan African countries with operations in key financial centres outside Africa…
      
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  - - Our performance
    - Our strategic journey towards becoming the leading end-to-end financial solutions provider continues …
      
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    - Sustainability
    - Stanbic IBTC’s sustainability and success are inextricably linked to the prosperity and wellbeing of the societies in which we operate….
      
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  - - OUR VISION
      
      To be the leading end-to-end financial solutions provider
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Our vision

To be the leading end-to-end financial solutions provider in Nigeria through innovative and customer-focused people.

Security Notice

Stanbic IBTC will never ask for your RSA, PIN, OTP, Full card PAN or Online Login details (Customer ID, BVN or Password) via email, pop-up windows or phone calls.

Please stay safe and remain vigilant. If you receive any suspicious call or notification, please contact customer care immediately on 0700 909 909 909 or send an email to [email protected].

H1 2025 FINANCIAL RESULTS HIGHLIGHTS

TOTAL ASSETS

18%

H1 2025: ₦8.12 trillion
FY 2024: ₦6.91 trillion

CUSTOMER DEPOSITS

14%

H1 2025: ₦3.43 trillion
FY 2024: ₦3.01 trillion

CUSTOMER LOANS AND ADVANCES (NET)

0.8%

H1 2025: ₦2.33 trillion
FY 2024: ₦2.35 trillion

TOTAL INCOME

43%

H1 2025: ₦433.9 billion
H1 2024:₦303.4 billion

NPL RATIO

0.5%

H1 2025: 4.7%
FY 2024: 4.2%

CASA RATIO

2.2%

H1 2025: 77.2%
FY 2024: 75.00%

EARNINGS PER SHARE

22.0%

H1 2025: 1,078 kobo
H1 2024: 884 kobo

COST TO INCOME RATIO

1.5%

H1 2025: 41.3%
FY 2024: 42.8%

Reports, presentations and documents

Stanbic IBTC H1 2025 Results Presentation

Stanbic IBTC H1 2025 Financial Results Conference Call Recording

Stanbic IBTC H1 2025 Analysis of Financial Statement

Stanbic IBTC Holdings PLC H1 2025 Result Earnings Release

Stanbic IBTC Holdings PLC Audited Financial statement for the period ended 30 June 2025

Stanbic IBTC Holdings PLC shareprice on the NSE

^₦ 117.05

Volume Traded	590,167
Market Capitalization(Nm)	N1,861,302.09

EOD Shareprice information as published on NSE

Who we are

Total assets as at 31 December 2024 grew by 34% to ₦6.9 trillion from ₦5.2 trillion in December 2023

Where we are

STANBIC IBTC has 129 branches in Nigeria and 350 active ATMS as at December 2024.

Sustainability

Nigeria is our home, we drive her growth. At Stanbic IBTC we seek to support sustainable development in Nigeria, by doing the right business, the right way.